Taking care of your health should be your top priority, but what are you doing to take care of your eyes?
If you’re on Medicare, you might mistakenly believe you have some sort of vision coverage. However, the truth is you don’t.
Medicare does not cover routine eye exams, contact lenses, or even eyeglasses in most cases. Having the ability to see is something many people take for granted. When you have vision insurance, you can keep your eye health in its best condition.
What is Vision Insurance?
Without insurance, the average cost of eye exams can reach hundreds of dollars. This amount could even double or triple when you add the cost of glasses. Having vision insurance is the best and most practical way to decrease your eye care expenses. In exchange for paying a monthly premium, you can reduce the risk of high costs arising from complications related to your vision.
Whether or not you have prevalent visual problems at the moment, this type of insurance will allow you to have access to basic preventative care such as vision tests, as well as correction glasses, and even corrective eye surgery. And as a general rule, prevention is better than a cure in terms of cost and your long-term health.
Advantages of Getting Vision Insurance
Before you invest in vision insurance, do you already know the current state of your eye health? What vision care needs do you currently have? Depending on the plan, your vision insurance will help cover you for major procedures such as LASIK vision correction, or something as simple as extra prescription glasses. And when you know you won’t be paying a fortune in the clinic, you will be more driven to take care of your eye health.
Similar to gym memberships, vision insurance also promotes wellness since it makes overall health easier to achieve. Preventative care such as eye exams is easy to overlook, especially if you’re a busy person. But when you have vision insurance, it will be easier to schedule regular exams. This process is a smart way for doctors to identify early stages of deteriorating vision caused by eye diseases like cataracts or glaucoma.
Doctors can detect major health problems just by looking at your eyes. Illnesses such as some cancers, diabetes, autoimmune diseases, high blood pressure, and high cholesterol can be caught early by your doctor. Finding these problems in the early stages will significantly reduce your overall medical costs and lower the risk of developing more severe conditions.
Everyone needs it
You may be thinking only older people need to get vision insurance. However, everyone is at risk of vision issues. People with vision problems, especially those who have a family history of eye diseases, need to have frequent exams.
Your eye health changes constantly. Having vision insurance ensures that those changes do not result in major problems in the long term.
Peace of mind
Many people who have eyesight issues do not realize their problems without a proper eye exam. The changes in your vision happen very slowly, so you cannot detect them on your own. One of the major upsides of vision insurance is it grants you peace of mind that you do not have vision problems.
Take Care of Your Vision
By now, you already understand that your vision plays a major role in your overall health. If you want to reduce future eye care expenses, signing up for a vision insurance policy is one of the best decisions you will make.